Effective Job Numbering And Cost Code Systems

Overview

Many companies have a sequential job numbering system, but have you considered the possibility of altering the numbering sequence so you can pull reports for a certain type of project or projects by year and the informational reports that could be generated?

And, are your cost codes sufficient to cover the details you need to see in your reports? Do you lump all site related travel and subsistence into one code, or do you have the details of hotels vs. Housing and meals vs. Subsistence?

Not all software programs are sophisticated enough to allow for customized job type numbering sequences; However, even the basic job cost software systems can be adapted to allow for an advanced numbering system.

Specific Job Numbering Sequences

Advanced reporting techniques can yield a wealth of information. How jobs are numbered so ease the reporting burden so projects of a certain type and / or year can be easily excluded from the software. Samples of numbering sequences could be based on the following criteria:

· Year project was awarded

· Public vs. Private works

· Commercial vs. Residential

· Construction vs. Service

· Division (s) of the Company

If your software allows, you may start the job number with the year awarded, followed by the job type and then a sequential number. Management may request a report for gross revenue on all the commercial contractor improvement projects in 2013. If you have a numbering sequence, this would be an easy report to pull, rather than go through all your 2013 projects and manually add the numbers to obtain the Results.

The job cost master file is another good source of information if all fields are completed and there is a common usage of custom fields that can be used to pull reports.

Cost Codes – Too few or Too Many?

Often we see cost code lists that spill onto multiple pages. Most job cost software programs allow for use of one cost code for multiple categories (Labor, Materials, Direct Job Expense, etc.).

A good source to use for establishing a cost code list is the bid recap and detail sheets used when bidding projects. This will yield the different stages of labor, types of materials to install associated with that labor, the different types of equipment to be rented, categories of subcontractors and the details of direct job costs to be incurred.

These activities can be "numbered" to establish a list of cost codes. If the software allows for use of one code across multiple categories, give thought to not duplicating descriptions, but arranging codes together by "type" of work being performed, rented equipment, direct job expenses, work typically contracted out, etc.

Keeping your cost codes consistent will then allow even more sophisticated reporting – management can now ask for all commercial contractor improvement projects in 2013 and the total cost of crane rentals for the year on those specific projects.

Why Go Through These Steps?

History is a great source of information when anticipating the future. Cost details can be analyzed for specific types of jobs when preparing to bid a similar project. Historical information can be analyzed for margins on certain types of projects or a division of the company to make decisions on whether or not a certain type of work is profitable.

If fields are available in the job cost master file, reports can be declined not only by type and year but by project manager as well to look at performance and estimate vs. Actual results.

Conclusion

When developing any numbering system, consistency is important in order to maximize the reporting results. Management should determine the information they wish to see and develop job numbers and cost codes that will allow for advanced reporting not only to themselves but provide useful information to estimating, project managers and accounting as well.

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Computer Viruses Problems and Solutions

We all are now aware with the term Computer Viruses

Let’s understand this simple definition: Computer Viruses can be considered as small software application which tends to take control over computer operation. The computer virus may delete contents from the hard disk and even take a ride on e-mail programs to become pandemic. Computer viruses be in various formats like in form of images, audio or video files. They may spread while downloading files from the Internet. Sometimes they may be purchased along with the pirated software too.

Let’s concentrate on symptoms of Viruses

There can be difficulty in accessing any disk or drive. The system might be running slow. Sometimes it may freeze. You may see distorted menus and dialog boxes. Any program may disappear on its own without any action. Sometimes you may see some new icons on the desktop. Application will not be running smooth. You may get error of any system file missing. Your windows may restart automatically sometimes. If you see this kind of symptoms on your system, then install any latest version of anti virus which you think compatible with the Operating System you have. Scan your system for the Computer Viruses. Even in severe condition you may need to format your system completely.

Let’s see what we can do to remove a Virus

You need to apply a Computer Viruses removal tools for the purpose. Sometimes you may find specific problems which are associated with some unwanted software programs which carries Computer Viruses You may get those viruses again in your system after uninstalling those programs. So you should be very much smart while choosing for the Tools for Computer Viruses removal.

To remove virus, follow these steps

1. Visit the Microsoft website to get latest updates from Microsoft Updates.

2. Perform regular scanning of your system with any updated Anti- Virus.

3. Download, install, and then run the Microsoft Malicious Software Removal Tool to remove Computer Viruses the system.

Preventive measure for Computer Virus

Its highly recommended you to keep your Operating systems updated. If you are not online don’t forget to check for Windows updates frequently. This is important because the Virus creator always tries to make use of any void in your Operating System to install their software Computer Viruses. If you are online user then make sure that your web browser is also an updated one. Try to use the most compatible and latest of the Web browser may be from any one like IE, Firefox, Opera or anyone else, because the Virus writer always tries to find mistakes in your browser.

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What Does a Salesforce Developer Do?

A Salesforce developer is tasked with handling and customizing the Salesforce software suite. This software is designed to help any business with customer relationship management. It handles almost any aspect of customer relationship management (CRM) with a number of products that are designed to help you maximize your business potential. A Salesforce developer can help you to combine all aspects of your business into an efficient force in the marketplace. From your business itself, the technology it uses, and the customers your business relies on, the software is there to help you with all your CRM needs.

So what exactly does a Salesforce developer to?

To put it simply, a Salesforce developer helps to customise this software to make customer relationship management more efficient. By making your CRM more efficient, this allows you to develop and maintain the relationships with your customers – which is a vital part of every business. The software contains several different applications that allows for a great deal of flexibility for your business – and there are many opportunities for customisation if you employ the help of a Salesforce developer.

Here are some of these applications:

Sales Cloud: Sales Cloud is the number 1 CRM app in the world and millions of businesses have used it to enhance their customer relations and grow their products. By taking advantage of cloud computing technology Sales Cloud is able to do more for you than other CRM apps.

Service Cloud: Service Cloud is all about helping you develop customer connections. By utilizing cloud technology Service cloud can help you improve your customer service centres and enhance your social media marketing efforts.

Marketing Cloud: Marketing Cloud is an all-in-one social networking suite. This product will help you build a social network from the ground up or can be used to improve on any social network you already have created.

Salesforce Platform: This product is perfectly designed to help you create apps for any purpose you need. A Salesforce developer can create amazing social apps, innovative real time apps, and take advantage of the growing mobile market with mobile apps. Apps are the next wave of marketing and a Salesforce developer can help you get on top.

Chatter: This product is designed to help you improve communication not only within your business but with your customers as well. By using Chatter you can collaborate and communicate with each other no matter where you are.

Work.com: This product is to help you get more out of your business by making employees more efficient and maximizing their time and talents. Again, you can talk to a Salesforce developer to ask if they can help you make the most of this product.

Whilst the above information gives some idea of what the software and a Salesforce developer can do for you, the best thing to do is to give it a try. Once you have everything set up and rolling you will be asking yourself why you didn’t do this sooner.

Once you’ve got to grips with the software, it’s time to think about making it work for your business. It’s really powerful, but to make the most of it, it’s advisable to employ the services of a Salesforce developer. Then you’ll really be unlocking its potential.

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What Are the Advantages of Using a Web Based Project Management System

Every project needs a large number of people for the completion of any task. Projects are of several kinds, and there capacity level is also variant. In order to help the managers control all tasks, management system was introduced. Project management system is used to make the managers feel easy. The first type of a project management system is manual.

However, nowadays much web-based project management software is available in the market. There is no need to process data manually. Everything is computerized; managers just have to enter the basic information into the system. Nowadays, lots of project managers are opting for web-based project management systems. They have access to the web-based project management software’s, and tools.

Using a web-based management system has several benefits. Project managers can reach their computers from anywhere, not only computers, but they can also contact their team members and check the progress of work. Discussing any problems that arise with the team is a lot easier. Team members can also interact with each other via e-mail.

Project scheduling is the basic solution of web-based task management plan in a large organisation. In many ways a web-based activity management plan can help your managers achieve optimum results. Whether a project is based on finance, marketing, construction, or information technology (IT), and web-based project management plan can help t.

Web-based activity management plan helps managers to make a proper scheduling plan of the project. Web-based software has many tools which help in managing time, and activities. The software includes spreadsheets, network diagrams, or Gantt charts to control the task management scheme.

In project-management scheme, HTML, ASP, or PHP are the supported languages coded into the software, and browser. The team can access it through a web browser. Moreover, main software is installed on to the server for multiple clients.

Project management scheme helps managers to supervise all the team easily. If the manager finds any team member late in the completion of the task, he/she can track the problem, and change that member, thus, avoiding any delays.. Web-based project-management-system enables the mangers to distribute the workload according to the capability of human resource (HR). In addition, he/she can monitor the performance of each person involved in the completion of a job. This web-based project management system also enables the manager to measure the achievement, and performance of the team in accordance to the strategy chalked down for completion, or achievement of the target.

Web-based project-management system keeps the human resources satisfied from the point of view that whatever performance he/she is given is being registered, and is not over looked. If, a company is using a custom-made programme, which is flexible to different projects, it remains cost effective, and is not a burden on the bottom line. For different projects, which have different dynamics, companies may need a tailor-made programme for them, This can be a little costly, but it ensures better management, proper monitoring, and timely completion of tasks, ultimately ensuring good performances. Nowadays, this web-based project software is a very important tool for the management of any project. Furthermore, using the correct project management scheme, and software, can help managers to manage their project smoothly, and effectively.

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Examining Computer Hardware Components

1. Checking the Screen or Monitor
The screen of your computer or monitor has pixels. These pixels have three colors: Red, green and blue. Pixels can often be damaged or stop functioning properly displaying only one color or just being black.

There is an online tool to check for bad pixels called "CheckPixels" The test at CheckPixels will display your three main colors mentioned above and if a pixel is dead, it will show as a black spot and if a pixel is glowing a different color ( Malfunctioning) you will see that too.

2. Checking the Keyboard
The keyboard might not seem important as a hardware component, but it is used in almost all tasks and taken for granted. For laptop users, the keyboard is very important. If one has to send the laptop away for repair the entire computer must go with it. There is also an online test tool available to test all your keyboard keys called "KeyboardTester".

3. Checking the Disk Drive (HDD & SSD)
Your HDD / SSD has your operating system and most of your applications and files. Having your HDD / SDD completely healthy is very important. This is most imperative when dealing with a used computer since you have no awareness of the previous history or care of the used computer and its HDD / SDD.

Different tools are available to check the condition and health of the HDD / SDD.

HDSentinel is one you can use for your HDD. The left hand side of the screen will display drives connected the computer. Health is the main parameter to look for. HD Sentinel will explain the meaning of the health percentages and the steps that you should take based on the results. As an example, you should not throw out your HDD just because of a few bad disk sectors and IO errors.

SSDlife is another tool specifically for an SSD. It also shows health in percentages and the expected life of the drive. Similar to hard disks, bad sectors can occur in SSDs.

4. Checking the Processing Units (CPU & GPU)

The main components that do all the processing are the Central Processing Unit (CPU) and the Graphics Processing Unit (GPU). These are the components that allow you to run your office applications and your games. These are also essential components to ensure are in perfect working order. So it is necessary that these two components should be in perfect condition. For testing both, we use CPU speed test

For testing your GPU, the tool.Base Mark Web 3.0 works just fine.

5. Checking the Random Access Memory (RAM)

RAM is the one essential component that has the most immediate impact on your computers performance. MemTest from HCI Design is a great tool to check your unused memory for errors. Identifying and fixing errors with your RAM is important. Errors in RAM cause the infamous "blue screen of death". Boot problems can also be attributed to RAM errors.

Conclusion
Besides the hardware component tests above, you should also check your Ethernet ports and connection, wireless connection from the wireless card (internal or external), HDMI, DVI and USB connections using available cabling and devices.

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How to Watch Satellite TV Online Without Any Satellite Dish

Anyone can watch satellite TV online without any satellite dish system nowdays. In case you do not know, this article would show you one time-tested and another new revolutionary way to watch satellite TV on the internet without having to set up a satellite dish.

Many of the older generation grew up in an era of satellite dishes, especially for those who live in the rural areas where cable do not exist. The dishes are transmitters and together with receivers are conduits for TV signals to be displayed as visual images and pictures on our TV screens. However, they are not always pleasant. Set up can be tough and definitely not for those who are not good with their hands or have poor technical skills. Satellite dishes have grown smaller in recent years but they used to be larger than 6 foot monsters in earlier days. If that irks you, you would be relieved to know that you can watch satellite TV online just like many others without satellite dish system.

What are the hardware and PC requirements you need to set up your 'satellite-dish less' PC satellite online TV?

1. A Good PCTV Card

A PCTV card can be installed onto your computer to make your computer work like a satellite television set. Such cards come in the form of internal or external hardware. If you are familiar with the inside of a computer, then an internal card could be a good choice since they tend to be cheaper and more affordable. However, do not bother yourself when you find it too troublesome to fix it internally because there are external cards that work more like plug-and-play gadgets. They cost more and can set you back easily by a few hundreds. As long as your PC has a spare USB port, this option to watch satellite TV online is open to you.

2. PC Requirements

I would suggest you check your systems configuration before you start shopping for a PCTV card. Most cards require a minimum Pentium 3 333MHz system to run well but remember to note down the specifications like RAM, hard disk space, Operating System, etc before you head to the stores.

3. Ready Internet Connection

PCTV cards work well with both dial-up and broadband connections. However, I have a word of advice here. Dial-up transmission runs like a snail and is a really serious party spoiler. You can end up more frustrated than glad that you are watching the program. Go for broadband connection if you can afford to.

Okay, now that we have discussed about the older commonly accepted method to watch satellite TV online, we will look at another new revolutionary technique. This requires the usage of PC satellite TV software which can be downloaded easily. The setup is simple and all it takes is downloading the software and clicking a few buttons before you are ready to watch satellite TV online from more than 3000 channels. Awesome is not it?

For more information on this PC satellite TV software, do a read up at my satellite TV blog.

This article may be freely reprinted or distributed in its entity in any ezine, newsletter, blog or website. The author's name, bio and website links must remain intact and be included with every reproduction.

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Introduction to Fixed Asset Management

There are obvious benefits from implementing and maintaining a record and control over assets. Savings can be obtained from being able to both see current asset deployment and thenby maximizing their use. Monitoring assets will reduce unauthorized use or misappropriation and insure employees leaving a firm return assets under their control. In some cases a system is mandated by government regulations, terms of lending, public grant terms, insurance terms etc. One person can maintain and manage all fixed assets of a business if they have software to assist them. Computer systems and software available reduce complexity, save time and prevent mistakes. Why use an asset management software program?

While paper and pencil methods can be used, software programs assist in the recording, maintenance and auditing of assets. This saves time and gives a clear picture of assets since sorting and viewing in different ways is quick and easy.

The most basic 'solution' would be using a spreadsheet program such as excel. Even after migrating to software specifically designed for asset management there are times that a spreadsheet program may continue to be useful.

What is an Asset?

What you call an asset often depends upon your business activities. The first thing that comes to mind is fixed assets such as computers, production equipment, office furnishings etc. You might even wish to consider employees as assets or even service and maintenance contracts. A flexible asset management software program can provide a way to track many things most of us would not consider to be assets.

What are my first steps in setting up a system or 'solution'?

1: Decide what assets will be managed.

The more assets the more work in setting up your system. Limiting assets to only those over a certain dollar value is a good idea.

2: Deciding what characteristics of assets it is important to record within the software.

Your choices will not only have an effect upon the amount of work required but also the amount to which you can manipulate and view asset information by sorting on asset information field or combination of fields.

For example if you setup a field for 'location' then you can sort data to see what assets are in each location. If you also have a field for 'type' or 'class' then you could further sort and display to show only certain types of assets such as computers at one or more location.

As in every aspect of life one has to make tough choices between what is ideal and what is feasible. Your choices will have an effect upon data data when new assets arrive as well as collecting information about existing assets. Choices you make will also have a bearing upon your choice of software since some may not handle everything you want. One such a limitation is found within the AssetTrakker Pro software program. TrackitSoftware does not provide a method of tracking depreciation because it was felt this added too much complexity requiring the collecting and maintaining of a lot more data. Additionally, they felt, handling depreciation requires superior knowledge of government rules and regulations beyond the expertise of the very people that stand to benefit most from asset management. Accounting departments already calculate and account for depreciation. * Some software does promote depreciation calculation but only limited functionality that in most cases is not the way regulations demand.

Some help!

Below is a listing of Asset Attributes 'fields' for your consideration. You will not want to use all of them for your own 'solution' and may well have additional ones you need.

Asset #: The key identification reference used to track assets. They can be straight numbers or a number with an alphabet prefix. (0001 or A001). This number is used for audit purposes and for cross-reference.

Make: Manufacturer

Model: Use when arranging service or buying parts. Use as allowed grouping by model type.

Serial #: Specific asset identification. Needed when making warranty or insurance claims.

Cost to Repl .: Estimate the cost of replacing an asset. Useful for planning, risk assessment and insurance.

Cross Ref. #: Reference other asset number or tie together group of assets.

Type: Can be used for general grouping such as furniture, computer, shipping, etc.

Condition: Helpful to see what is likely to require replacement or decide on service needs.

Description: Other detail in addition to make, model, and serial number.

Memo: Additional information about the asset. If a computer you might want to list details of the hardware configuration or even the programs installed on it.

Department: This is helpful for sorting assets by department to assist in auditing.

Location: Good field to have so that a search / sort can give you a clear view of where assets are located.

Used by: Necessary if you have assets in the personal possession of an employee and / or assets off business concessions.

Date Assigned: Useful if assets are moved around or for telling how long an asset has been at its current location.

Expected EOL: The anticipated date when the asset will no longer be useful.

Funded by: Source of funds if provided by Bond Issue, or outside funds (loan) or a grant.

Cost: Total cost of acquiring an asset.

Date Acquired: Helps give some idea when replacement may be required.

Disposed: Indicates an asset has been disposed of.

Disposed Date: Date asset was disposed of.

Business Use%: Used if an asset is not used full time by the business to break down asset use. Not for everyone, but a field that imagination might find an indispensable use for.

OUT: Used for Tool / Equipment Tracking,

Taken By / In From: Used for Tool / Equipment Tracking to indicate who is taking or returning item.

Date Due: Used for Tool / Equipment Tracking to show when an asset is due back.

Recovered Value: Net proceeds of the disposal of an asset.

Disposed Detail: Notes on how and where an asset was treated of.

Warranty: Indicates if asset is covered by a warranty or could be used if covered by a service / maintenance contract.

Warranty Expiry: It is useful to see what expiries are approaching for tracking maintenance or service agreements. Helps prevent paying for service covered by warranty as well as prompting the repair of items before expiration.

Image: Can assist in asset identification or where 'look' is an important feature. Useful if insurance claim ever made.

Value: Could be amount the asset is insured for. Risk exposure control.

Leased: Helps keep track of Leased vs Owned assets.

Lease End: Used to warn when assets have to be replaced or the lease has to be renewed according to the terms of the lease.

Lease Start: Commencement date of lease on leased equipment.

Lease Co: The name of the company from which an asset is leased.

Audit Date: This column records the date the batch scans of assets were made for audit purposes.

Auditor: Record the name of the person who performed the audit.

What next?

By now you have a good idea of ​​what asset information you want to track. Before looking at the various software packages available you should consider how many people will be entering data and how many will be accessing the data. For a smaller organization it is likely that just one person will be involved but in larger firms despite a number will wish to participate. Your situation could require purchasing more than one software license and the software must support multiple users.

Use a Barcode Scanner?

A barcode scanner can be used to speed data entry and auditing. This will add to the cost and most lower priced software packages offer limited support for barcode scanners. If properly incorporated into software a scanner can provide excellent value and save a lot of time, particularly for annual audit purposes.

Below are outlined the types of barcode scanners used with asset management software.

A 'dumb' tethered ccd scanner is cheapest and purchased for around $ 70. This can only be used when plugged into the computer and acts just to a keyboard in that you scan a barcode and it is put into whatever cell or space you are in.

A 'laser' tethered scanner is more money but will be able to scan smaller barcodes and sometimes have a defect field of view (easier to scan a barcode quickly).

A ccd or laser scanner which has built in memory so scans can be made and then the scanner can be brought back and plugged into a computer, and those scans uploaded. This is extremely useful for audit purposes. For maximum utility your software should be optimized to take advantage of this 'batch' memory capability. A capable unit can be obtained for around $ 150.

A laser scanner with internal memory, as well as an input screen and keys, means that after scanning a barcode you can add additional information. These are more expensive and again their use has to be integrated into your management software. While prices are coming down you are looking at units in the pocket pc price range plus scanner cost. It is usual for software utilizing these units to also, for some reason, be priced higher.

Asset Management Software

The range of prices for asset management software is $ 200 to $ 10,000 and all require you to do the entry of existing asset data as well as some setting up for your requirements. Some offer telephone advice at additional cost but hands on assistance only comes with expensive packages (this level of software requires expensive sales force and marketing expense so possibly their price, for the features provided, may seem high).

Purchasing Criteria a lot of people seem to use. You may have more.

1: Price 2: Ease of implementation of system 3: Ease of use 4: Ability to fit the business 5: Functionality 6: Potential to handle growth

What you can obtain for a reasonable price

A program with full relational database, such as MS SQL Server Express, or open source database. Today there is no reason to set for less power or quality. Microsoft provides their SQL 2005 'Express' DB version at no cost.

A program that allows you to attach images of assets. While not necessary for everyone it is something that someday you might want to use.

A program that integrates the use of inexpensive 'batch' memory barcode scanners because, if not now, at some point in the future such an accessory will save time and money. Used in auditing it assures an asset was actually seen as barcode had to be scanned.

A program that will permit the management of 10,000+ assets. With decent memory in your computer and a fast full relational database engine there is not much of a limitation anymore and while certain functions may slow down a bit even a low cost program should handle over 10,000 assets.

A program that is flexible so you can take advantage of features later instead of having to implement everything at once.

* If more than one person is to be given access to the database then you should ensure that different levels of access can be set for different users to prevent unauthorized changes to data.

What you can get but not cheaply.

A program that integrates directly into your current accounting system.

A program that has full professional depreciation calculations.

A program that runs directly off your company server (lower cost software runs off workstations and while a central database can be located on your server and accessed by individual workstations this is not the same as complete software being server based with applets on workstations.

Hand holding and in house training to get your system up and running. There are firms that will sit down with you and ask you all the right questions, set up your software, audit and list all your assets and then train your staff how to operate and maintain your 'solution'. Most, to my knowledge, will recommend a mid to high priced software because it is easier to sell (commission higher as well) and easier for them to install due to their familiarity with it.

Nuts and Bolts

Gathering your Asset Information How you perform this step depends upon your situation. In our discussion below we assume you do not have existing asset information, in an existing excel spreadsheet or other format. If you do then you would save work by exporting / importing that data into your asset management software.

Starting your Asset Listing and Numbering from Scratch

This is an advantage because you are not limited by inherited constraints. Of course it is more work, as you can not just load in existing asset information but have to collect everything yourself.

Collecting asset information is time consuming. Getting this information accurately, with as little work as possible is important. Thinking about how to do the job and planning will help make this big job easier.

The following is how I suggest doing this but you may have your own, sometimes better plan.

Create data entry sheets that you will have people write in information about assets under their control. Your asset management software may create these or you could make up an excel spreadsheet to obtain them.

Try and obtain some 'buy in' from the department or location manager with control over assets. The closer to the asset you can allocate some responsibility the better that asset will be controlled. 'It's my department's asset' is more powerful an incentive than 'it's IT Dept's asset'.

Final steps

After entering data, that your co-operative managers helped you obtain, it is time to work with that data within your asset management software. It should not take long to become familiar with how it can present information to you on screen and in reports.

Now sit back and enjoy how easy it is to manage your assets.

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Recommended Software for Arena Management

When there is a little over a month left to enter the data for a thousand plus cattle penning teams into a fickle spread sheet software program that was built by good intentioned volunteers; the last thing anyone should be doing is looking for replacement software. However, as any event/entry secretary or producer knows this is sometimes the lifeline that is needed to get the job done.

The preparation of all of the necessary data combined with balancing a three-quarter of a million dollar show in the six weeks prior to its start should have been enough to do. Throwing in a new piece of software to learn and master would be considered ludicrous to say the least. The producers deemed it to be a necessity in view of the history of inconsistencies in the program currently in use.

With a three-year old recommendation in hand and very little back ground checking, Arena Management Software became the chosen lifeline. The software was purchased, loaded onto the computers, played with for a day or so and then our team went to work. The KCI support group was there, day and night, to help with the learning curve and any snags that presented themselves. Our team quickly realized that the new user-friendly software program we had taken a chance on was going to be our ongoing choice for future events. The show was a success. The producers and contestants were happy. All was good in our world!

There have been a lot of years pass by since those short six weeks when our group became acquainted with the Arena Management Software. The program still provides a user-friendly format that has the talent to produce minimal data to realms of reports. From rodeo to cattle penning events the product continues to amaze our team with its ability to perform in and out of the arena.

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Mortgage Loan Origination Software – 10 Functions of Mortgage Banking

Regardless of a mortgage lending organizations’ size, mortgage loan software, data security solutions and automation tools and services should be able to assist with mortgage loan automation requirements. In today’s chaotic mortgage lending environment origination and document security systems need to be easily configured to emphasize a company’s special needs and increase efficiencies across all aspects of the loan origination process, allowing lenders to increase quality and productivity.

Technology-driven automation is the key to succeeding in the increasingly complex, deeply scrutinized mortgage industry. Web-based (Software-as-a-Service), Enterprise mortgage software that supports the ten primary functions in mortgage banking will provide lenders with the necessary competitive advantages to succeed in today’s mortgage industry.

Ten Primary Functions in Mortgage Banking

  1. Mortgage Web site design, implementation, and hosting to provide product, service, loan status, and company information to mortgage customers and business partners
  2. Online loan applications for gathering information from borrowers and business partners that issue loan terms, disclosures, and underwriting conditions
  3. Loan origination software for managing loan data, borrower data, property data, general status reporting, and calculations
  4. Interface systems to send and receive data from real estate service providers, such as credit reports, flood determinations, automated underwriting, fraud detection, and closing documents
  5. Internal automated underwriting system that is simple enough for originators and sophisticated enough for underwriting portfolio loan products
  6. Document generation for applications, upfront disclosures, business processes, and closing documents
  7. Integrated imaging that is used from loan origination to investor delivery and for file archiving
  8. Interest rate and fee generation along with program qualification guidelines
  9. Secondary marketing data tools to track loan revenue and investor relationships, including warehouse line management and interim servicing to complete the back-office system
  10. Reporting such as loan delivery, year-end fee reporting, and HMDA reporting for loan application disposition

Web-Based, enterprise mortgage software that supports the ten primary functions of mortgage banking simplifies compliance, maximizes operational efficiencies, and increases profitability.

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Advantages and Disadvantages of Biometric Time and Attendance Software

First of all let me ask you what you understand by time and attendance software? Have you ever been asked to log in as soon as you enter office and the main gate of the office has a Biometric machine that takes in your finger prints and allows you to enter the office premise? Yes, these are the time and attendance software being installed in a company.

Biometrics consists of methods for uniquely identifying a person (human being) by his/her physical or behavioral traits. There are many biometric software available in market for such purpose and their use is widely known. One such use is Biometric time and attendance management software.

Those days are gone when we had to punch in cards or sign into a register to tell the other person that we are present. Just as paper checking has been changed from manual to computerized, identifying a person and letting him in your office has been changed from manual to biometrics.

There are many benefits of having such methodology in your office. Such as:

• Accurate timing: When a person looks at his watch and enters the time there is a slight chance that he may see the wrong timing and write. Whereas with biometric time and attendance software there is no possibility of such mistake. The user does not need to see or check the time, it automatically gets logged in.

• Less error: There is no scope of human error here.

• Profit to company: If it’s accurate and correct the company will definitely gain from it.

As everything has a good and bad side this too has its disadvantages, such as:

• Extra cost to company: Biometric software and machine cost a lot more, so installing such software need a good investment money wise.

• Extra management: Remember when every employee is logging his own timing when he comes or leaves; there is no extra management here. But, if you are putting a machine there has to be taken some care of it.

Biometrics time and management software is really helpful when creating payrolls for employees. Once a definite timing has been registered you don’t need to think twice before creating the employees pay.

Many homes are also using such kind of software to have a safe and secure home. Biometric software is really helpful when you need security in your home as well as in office. There are many companies all over the world providing such biometric time and attendance software. You just need to keep an eye on the technologies and websites that are providing you these.

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